Why You Need Health Insurance

The Philippines does not have socialized medical care. If you have no health insurance coverage, you have to pay for health care out of your own finances at the time of service. This can run into many thousands of pesos for serious illnesses.

You buy health insurance for the same reason you buy other kinds of insurance: to protect yourself financially. With health insurance, you protect yourself and your family in case you need medical care that could be very expensive.

You cannot predict what your medical bills will be. In a good year, your costs may be low. But if you become ill, your bills could be very high. If you have health insurance, many of your costs are covered by a third-party payer, not by you. A third-party payer can be an insurance company or, in some cases, it can be your employer.

Monday, September 8, 2008

CARITAS HEALTH CARE BENEFITS

Protect yourself and your family.

If you are looking for a health card (HMO company), CARITAS HEALTH SHIELD, INC,. is BEST for YOU and for your family (FAther,Mother, Father-in Laws, Mother -in Laws, children, grand children).

Caritas has offers an excellent health benefits. Caritas Health Card can be used to all accredited hospitals and clinic in any part of the Philippines.

GO FOR GOLD...
for Expanded 6, payable in 5 years worth P500,000.00 coverage - P42, 036 quarterly payments

for Expanded 6, payable in 5 years worth P300,000.00 coverage- P26,301quarterly payments

for Expanded 6, payable in 5 years worth P200,000.00 coverage- P17,713quarterly payments

for Expanded 6, payable in 5 years worth P150,000.00 coverage- P13, 353quarterly payments

for Expanded 6, payable in 5 years worth P100,000.00 coverage- P8,947quarterly payments



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From the date of payment you can enjoy all the benefits from Caritas.

For in-patient:
  • hospital room
  • services of accredited physician or specialist
  • lab. tests, diagnostic procedures
  • use of operating and recovery room
  • I.C.U. surgical and/or medical equipment
  • dialysis and chemotherapy equipment
  • anesthesia and/or oxygen, medical supplies
  • prescribed drugs while confined in hospital
  • blood or plasma transfusion
  • CT scan
  • basic mammography
  • Echocardiography with doppler
  • Treadmill stress test
  • ultrasound
  • magnetic resonable imaging (MRI)
  • EMG
  • Nuclear test
  • emergency care.

For out-patient:
  • 12 consultations per year
  • 10 pre/post natal consultation per pregnancy
  • treatment of minor injury or illness
  • minor surgery, E, E, N&T Treatment.

Annual Physical Exam
  • taking of medical history
  • medical exam
  • chest x-ray (PA)
  • CBC
  • Fasting blood sugar
  • Urine and stool exam
  • ECG
  • Pap Smear.

Preventive Health Care
  • periodic monitoring of health problems
  • consultation on diet
  • excercise and other healthful habits
  • conseling on family planning
  • immunization
  • excluding cost of drugs or vaccine
  • enrollment on company sponsored health seminars.
Dental Care
  • 4 consultations/year
  • Annual oral prohylaxis
  • Tooth extraction
  • Temporary filling
  • Treatment of oral pain lesions, wounds and burns
Other services
  • 4 consultations a year for 1 predesignated dependet~
  • 24HOUR HOTLINE NUMBERS
  • Discounts on non-covered health services at selected hospitals, labs, drug stores or optical shops
In case of death - FULLY PAID
In case of disability - BALANCE WAIVED

In 10th year, you can withdraw the 100% of the coverage plan. For interested parties, please contact email me at diths802@gmail.com with your name, telephone number/mobile number, address.

3 comments:

Tee Chess said...
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Tee Chess said...
This comment has been removed by the author.
Gingerdvera said...

Health care is a big help. I used it in many times for dental treatments and many more.