The Need for Health Insurance in the Philippines

CARITAS TO INCREASE 10% ON HEALTH INSURANCE SUBSCRIPTION?

2008-09-26T08:04:00.000-07:00

Yes, just today. I receive a call from the Caritas office that their Health Insurance Subscription will increase by 10% this coming October 1.

CARITAS HEALTH SHIELD, INC.

2008-09-08T19:51:00.000-07:00

CARITAS HEALTH SHIELD, INC. is a health maintenance organization (HMO) which was established in 1995 as Health Shield, Inc.Our Total Paid up capital is P120M as of December 31, 2004.

They are accredited with the Department of Health and an active member of AHMOPI, the association of HMO companies in the Philippines.

They have set up trust funds to ensure that obligations to the members will be met. Our trustee banks are Metropolitan Bank and Trust Company, Unionbank of the Philippines, Rizal Commercial Banking Corporation, The Hong Kong and Shanghai Banking Corporation Ltd., Bank of the Philippine Islands, Equitable - PCI Bank, Allied Bank, East West Bank, Banco de Oro, and Land Bank of the Philippines.

As of February 1, 2007, nationwide medical services network covers at least 353 hospitals (60 in Metro Manila and 293 in the provinces), 216 clinics and laboratories (65 in Metro Manila and 151 in the provinces), 6,558 physicians (1,847 in Metro Manila and 4,711 in the provinces) and 537 dentists (111 in Metro Manila and 426 in the provinces).

On October 2004, Clinica Caritas began operations with initial branches in Caritas Medical & Business Center-Head Office, Farmers Plaza-Cubao, Doña Anita-E. Rodriguez Sr., Times Plaza-Taft, Medical Plaza-Makati, Bonanza Plaza-Lagro, Q.C., and 77-D Arcade-Cainta, in Kings Commercial Building-LegaspiCity, Albay, and Avon Plaza-Capitol Site, Cebu City. With at least 18 branches, Clinica Caritas provides accessible, convenient and customer-friendly laboratory, diagnostic, and medical services to our members.

All physician members of our Board of Directors have worked as medical consultants of existing HMOs and they served well, true to their aspiration of making health care available to as many Filipinos as possible. Through the years, these top-rated physicians gained first-hand experience in servicing the health care needs of the members of the different HMOs, learned about patients’ concerns and selflessly responded to these concerns.

CARITAS HEALTH CARE BENEFITS

2008-09-08T19:43:00.000-07:00

Protect yourself and your family.

If you are looking for a health card (HMO company), CARITAS HEALTH SHIELD, INC,. is BEST for YOU and for your family (FAther,Mother, Father-in Laws, Mother -in Laws, children, grand children).

Caritas has offers an excellent health benefits. Caritas Health Card can be used to all accredited hospitals and clinic in any part of the Philippines.

GO FOR GOLD...
for Expanded 6, payable in 5 years worth P500,000.00 coverage - P42, 036 quarterly payments

for Expanded 6, payable in 5 years worth P300,000.00 coverage- P26,301quarterly payments

for Expanded 6, payable in 5 years worth P200,000.00 coverage- P17,713quarterly payments

for Expanded 6, payable in 5 years worth P150,000.00 coverage- P13, 353quarterly payments

for Expanded 6, payable in 5 years worth P100,000.00 coverage- P8,947quarterly payments

***
From the date of payment you can enjoy all the benefits from Caritas.

For in-patient:

hospital room
services of accredited physician or specialist
lab. tests, diagnostic procedures
use of operating and recovery room
I.C.U. surgical and/or medical equipment
dialysis and chemotherapy equipment
anesthesia and/or oxygen, medical supplies
prescribed drugs while confined in hospital
blood or plasma transfusion
CT scan
basic mammography
Echocardiography with doppler
Treadmill stress test
ultrasound
magnetic resonable imaging (MRI)
EMG
Nuclear test
emergency care.

For out-patient:

12 consultations per year
10 pre/post natal consultation per pregnancy
treatment of minor injury or illness
minor surgery, E, E, N&T Treatment.

Annual Physical Exam

taking of medical history
medical exam
chest x-ray (PA)
CBC
Fasting blood sugar
Urine and stool exam
ECG
Pap Smear.

Preventive Health Care

periodic monitoring of health problems
consultation on diet
excercise and other healthful habits
conseling on family planning
immunization
excluding cost of drugs or vaccine
enrollment on company sponsored health seminars.

Dental Care

4 consultations/year
Annual oral prohylaxis
Tooth extraction
Temporary filling
Treatment of oral pain lesions, wounds and burns

Other services

4 consultations a year for 1 predesignated dependet~
24HOUR HOTLINE NUMBERS
Discounts on non-covered health services at selected hospitals, labs, drug stores or optical shops

In case of death - FULLY PAID
In case of disability - BALANCE WAIVED

In 10th year, you can withdraw the 100% of the coverage plan. For interested parties, please contact email me at diths802@gmail.com with your name, telephone number/mobile number, address.